Substantial efforts have been put to mitigate climate change through the utilization of climate-friendly technologies and practices, such as Good Agricultural Practices (GAPs), aiming at reducing GHG emissions (Wrefort 2017). GAPs do not only promote climate change mit...

February 16, 2018

Switzerland - Banking, Chocolate, Watches, and Skiing…

Today, Switzerland is renowned for its high standard of living, and bustling financial sector. In 1946, however, this small, mostly agrarian nation was experiencing post-war poverty, population shifts into cities, a...

February 2, 2018

Insurance costs are a major part of your expenditure.

 Some insurance costs are directly debited from your salary, such as OASDI social security. Others, like KVG healthcare are mandatory. Still others are added to the mix, such as personal liability, vehicle insurance,...

January 10, 2018

Every insurer has a bank account, and every banker has an insurance policy.

 In Switzerland, the insurance and banking sectors almost never mix, leading to fierce competition for client assets, and a fair amount of negative sentiment. Most of us don’t hold our insurance...

December 21, 2017

Insurance is a cornerstone of civilisation.

 Often misunderstood, insurance is among the oldest financial structures in the world, tracing its origins back to ancient Chinese and Babylonian merchants, in the 3rd and 2nd millennia B.C., who realised a simple truth:

Insura...

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